Base Rate Roll-up
This calculator accumulates the Initial Amount paid at Start Date to the End Date assuming compound returns equal to the Bank of England’s base rate applying over the period. Rates used are BoE base rates from 20 January 1975 to date.
Annuity Function Calculator
This tool calculates a range of basic annuity and assurance functions based on Age of life, Policy Term, the Interest Rate applicable and Gender of the life in question. AMC00/AFC00 and PCMA00/PCFA00 mortality tables are available.
Unit Linked Projection Calculator
This calculator projects a policyholder’s unit-linked savings fund, according to the amount and profile of the payments, the charges applied, fund growth and any expenses or commission. It also calculates the discounted profit for the provider, based on the above cashflows into the non-unit fund and whether any reserving allowance is applied.
APR Teasers
We like to keep ourselves and everyone else on their toes, so each month or so we will be setting a new teaser question, to test your mathematical and logical reasoning skills, which we will publicise in our regular client update e-mails. See here for historic teaser questions and solutions.