Gary’s back-story is a real tearjerker; born to abject poverty and seemingly pre-destined for life as a street urchin, his prodigious mathematical ability set his life on a different groove. Starting actuarial work in a pensions consultancy, two years of calculating transfer values were enough to send him back to Birmingham University where he eventually graduated with a PhD in Statistics. He subsequently joined an actuarial outsourcing company where he met Roger and Tim, and his work there included responsibility for all end user software, a stint as head of quality and ownership of business lines including actuarial placements. Gary is a qualified actuary and within APR, he is primarily responsible for the recruitment, training and management of our actuarial staff. His legendary drive is fuelled by equal measures of self-loathing and self-interest.