Chris joined APR towards the end of 2018 to lead the development of our consulting business. Despite having thoroughly enjoyed his time in leadership roles in a large life insurer, he simply could not resist the call of actuarial consulting. He has spent most of his career developing solutions to the business problems typically encountered by insurance companies. His knack of rapidly getting to the nub of an issue coupled with an ability to communicate complex and technical ideas in a way that is understood by a senior audience has proven invaluable. He has significant experience in Solvency II, Reporting Development, Insurance Transformation, Modelling and With-Profits. Many moons ago, Chris graduated with a first class honours degree in Actuarial Mathematics and Statistics, qualifying as an actuary rapidly thereafter. He lives in Edinburgh with his wife, kids and their dog.