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Covent Garden
London
WC2H 9JQ
01235 821 160
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1 Lochrin Square
92 Fountainbridge
Edinburgh
EH3 9QA
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Administrative Office

BH Office
Church Street
Ardington
Wantage
Oxfordshire
OX12 8QA
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Meet the Team

Partners

Roger Austin
Founding Partner

Roger graduated from Heriot Watt University in 1992 in Actuarial Maths & Statistics, qualifying as a Fellow of the Faculty of Actuaries in 1994. After six years working in a large life insurance company performing roles in a number of areas, Roger joined a company providing business process outsourcing to the financial services sector.  Here he held a number of senior management positions including head of quality and technical, and actuarial resourcing director; he also had operational responsibility for a team of 250 actuaries across eight countries.  He has contributed to actuarial thought leadership, delivering papers on expert judgement and Solvency II to the actuarial profession within the UK and internationally.  He founded APR in 2006 with Gary Heslop, helping to grow the business by developing innovative solutions for clients.  Roger has a passion for travel and new experiences, and has been known to try bungee jumping, gorge-swinging and abseiling, as well as participating in the occasional hunt for Pokémon in Pokémon Go.

Gary Heslop
Founding Partner

Gary’s back-story is a real tearjerker; born to abject poverty and seemingly pre-destined for life as a street urchin, his prodigious mathematical ability set his life on a different groove.  Starting actuarial work in a pensions consultancy, two years of calculating transfer values were enough to send him back to Birmingham University where he eventually graduated with a PhD in Statistics.  He subsequently joined an actuarial outsourcing company where he met Roger and Tim, and his work there included responsibility for all end user software, a stint as head of quality and ownership of business lines including actuarial placements.  Gary is a qualified actuary and within APR, he is primarily responsible for the recruitment, training and management of our actuarial staff.  His legendary drive is fuelled by equal measures of self-loathing and self-interest.

Tim Nash
Partner

Since graduating with a Classics degree from Oxford University Tim has gained around 20 years’ experience in the financial services sector. He joined APR in 2015, having previously worked with Roger and Gary at an outsourcing company, including roles in client account management and interim resourcing.  He spent the intervening nine years at a leading benefit consultancy and pensions administrator in a number of operational roles, the most recent of which was Head of Sales Operations.  Tim’s strengths lie in implementing ideas and overseeing operational change, so as well as assisting in the management of the business he has a particular focus on improving internal and business development processes, with the aim of helping APR to broaden its client and proposition base while providing an enhanced experience for staff and contractors alike.  Away from work Tim’s passion is for rugby, although his stellar(ish) playing career has now been replaced by occasional shouting at the television.

Central Services Team

Alistair Taylor
Alistair Taylor
Business Support Analyst

Alistair joined APR in 2018 to support the partners with their considerable workload (although despite his best efforts they don’t look any less stressed).  Originally from the West Coast of Scotland, Alistair left the Highlands to pursue fame and fortune in Edinburgh.  Initially he studied Economics at Heriot-Watt university, but this not being to his liking he decided to seek out more vocational opportunities, which was when he discovered APR. Alistair’s main role is identifying contracting opportunities, seeking out and submitting suitable candidates as well as engaging with APR’s growing pool of actuarial contractors.  He is also studying towards the CAA qualification.

Alistair Taylor
Alistair Taylor
Business Support Analyst
Doreen Legge
Doreen Legge
Administration Manager

Doreen has worked for APR since its inception.  Prior to this she worked for an outsourcing company alongside both Roger and Gary where she had operational responsibility for the company’s busy administration centre.  A significant part of this role involved her liaising closely with over 200 actuarial contractors and many of these contractors now form part of APR’s available resource pool.  Doreen is responsible for most aspects of APR’s administration and liaises regularly with our employees, contractors, clients and suppliers.

Doreen Legge
Doreen Legge
Administration Manager
Katia Inostrantseva
Katia Inostrantseva
Administrator

Katia joined APR in 2016.  Prior to this she worked for Rawi & Co Chartered Accountants where she provided administrative and accounting support across a portfolio of over a thousand clients based in the UK and Middle East.  Katia assists Doreen as well as other company staff in all administrative tasks and is responsible for administering the APR Graduate Recruitment process.

Katia Inostrantseva
Katia Inostrantseva
Administrator

Consultants

Adam Smith
Adam Smith
Actuarial Associate

Adam graduated from the University of Cambridge in 2014 with a BA in Mathematics and, following a two-year stint in teaching, joined APR in 2016.  Since then he has worked on a number of assignments and projects, always bringing his attention to detail, technical skills and enthusiasm to the job.  Away from the office, Adam is a keen runner and goalkeeper, yet so far hasn’t secured the international call-up he feels his talent deserves.

Adam Smith
Adam Smith
Actuarial Associate
Ajay Kotecha
Ajay Kotecha
Actuarial Associate

Ajay graduated from Cambridge University with a degree in Economics in 2016, after which he worked for a year in Auditing. Finding that audit work lacked sufficient challenge, he decided to join the world of actuarial science. Since arriving at APR, Ajay has gained experience in bulk-annuities and actuarial testing. In his spare time, he enjoys music – being exceptionally mediocre in the guitar and piano – and the occasional round of golf.

Ajay Kotecha
Ajay Kotecha
Actuarial Associate
Ben Dobson
Senior Actuarial Associate

Ben is a qualified actuary with 7 years’ experience working in a range of teams at a mutual in Birmingham prior to joining APR in 2015.  Now based in Edinburgh, his recent projects have included Solvency II valuation, capital projections and deciphering regional accents.

Ben Dobson
Senior Actuarial Associate
Carianne Wilson
Carianne Wilson
Actuarial Analyst

Cari joined APR in March 2018 as an A-Level school leaver, where her studies included Maths and Further Maths. Following a month of in-house training, she was sent off to her first project in central London, where she has been amazed by free coffee and fruit. She is currently working her way through the CAA exams in the hope it will lay a good foundation for her actuarial career. In her spare time Cari enjoys to play netball, go for a run, or play cribbage with her Grandad.​

Carianne Wilson
Carianne Wilson
Actuarial Analyst
Chandler Walker
Chandler Walker
Actuarial Analyst

Chandler started at APR in September 2018 after completing A-Levels in Maths, Further Maths and Computer Science and is now working towards the CAA qualification. While studying for his A-Levels, he also competed in various robotics competitions, becoming UK national champion three times. Now, however, he is excited to start his actuarial career.​

Chandler Walker
Chandler Walker
Actuarial Analyst
Chloe Efstathiadi
Senior Actuarial Associate

Chloe joined APR in September 2012, after studying Software Engineering at Cambridge.  Having recently passed her last actuarial exam, she is delighted with the prospect of never having to study again.  Chloe has worked primarily in testing and modelling roles and has an knack for coding.  She has undertaken roles in London, York and Southampton and also to both Life and GI companies.  Chloe spends most of her free time travelling around the world, or planning her travels around the world.​

Chloe Efstathiadi
Senior Actuarial Associate
Chris Nash
Chris Nash
Actuarial Analyst

Having spent 4 years prior to joining APR as a church youth worker, Chris is perhaps APR’s most unorthodox hire to date.  He graduated in Mathematics from the University of Surrey in 2011, and joined APR in May 2017 as a Student Actuarial Analyst; he has since gained experience in bulk annuity schemes and the use of VBA.  Chris’ favourite things to talk about are strategy board games and Marvel comics.

Chris Nash
Chris Nash
Actuarial Analyst
Conor O'Duffy
Conor O’Duffy
Senior Actuarial Associate

Conor is a nearly qualified actuary who joined APR as an employed associate in 2014.  He has completed projects in the major cultural centres of the UK (London, Edinburgh and Birmingham) mainly offering support in Capital Reporting, Process Improvement and Prophet Model Development. Conor holds a First Class Masters of Mathematics Degree from the University of Durham and has six months’ experience picking gladioli in Victoria, Australia.

Conor O'Duffy
Conor O’Duffy
Senior Actuarial Associate
David Bennett
David Bennett
Actuarial Associate

David graduated from Cambridge University in 2015, with degrees in mathematics and astrophysics. He was then awarded scholarships for postgraduate bassoon study at the Royal Academy of Music, where he won the Florence Woodbridge Prize. After deciding to become an actuary, he joined APR in 2017 and has since worked on projects across the life and general insurance sectors.​

David Bennett
David Bennett
Actuarial Associate
Dennis Wang
Dennis Wang
Actuarial Associate

Dennis joined APR in 2016 after completing a mathematics degree at the University of Oxford, and is now studying towards his actuarial qualifications.  Since joining, he has worked on a number of projects in London. Dennis achieved fame outside the actuarial world in 2016 when he appeared on University Challenge.

Dennis Wang
Dennis Wang
Actuarial Associate
Deven Rickaby
Deven Rickaby
Actuarial Associate

Having graduated with a First Class Physics MSci from Imperial College London in 2016, Deven opted to make the switch from the lab to the glitz and glamour of the actuarial world. He has worked on a range of in-house projects since starting, and has already completed a couple of projects in data analytics at a financial intelligence company.

Deven Rickaby
Deven Rickaby
Actuarial Associate
Gajan Sivarajah
Gajan Sivarajah
Senior Actuarial Associate

Gajan joined APR as a qualified actuary in August 2014, having spent 3 years at KPMG and Hymans Robertson after graduating from Imperial College London with a degree in Mathematics.  Despite being brought up on non-APR graduate schemes he has successfully gained experience in Bulk Annuities, Business Planning and SCR improvement.  Gajan spends his time outside the office avoiding social engagements to maximise his amount of sleep.

Gajan Sivarajah
Gajan Sivarajah
Senior Actuarial Associate
Ian Angus
Ian Angus
Senior Actuarial Associate

After completing a Masters in Mathematics & Statistics Ian extended his time at Oxford University with a stint in Mathematical Finance research.  Since joining APR in 2014 he has supported a number of clients on key process improvement projects covering Solvency II methodology, Prophet model development, assumption management and With-Profit stochastic valuation techniques.  Although now retired from the junior international bridge circuit, Ian can occasionally be found hustling in the local clubs.

Ian Angus
Ian Angus
Senior Actuarial Associate
Imelda Barnes
Imelda Barnes
Actuarial Associate

Imelda graduated in 2017 with a degree in Mathematics from the University of Oxford and spent a year working in the financial services industry handling PPI complaints. She joined APR in September 2018 and is now working towards becoming a qualified actuary. Imelda spends her free time tending to her many house plants, and cooking gourmet meals for her friends and family.

Imelda Barnes
Imelda Barnes
Actuarial Associate
Jack Davies
Jack Davies
Actuarial Associate

Jack graduated from Cambridge University with a degree in Mathematics in 2016. He spent a year tutoring and teaching prior to joining APR in 2017. After 3 months of training, his recent work has been in process improvement, cash flow projections using Excel and VBA and a longevity transformation project. Outside of work, he enjoys the occasional game of tennis or squash.

Jack Davies
Jack Davies
Actuarial Associate
James Cooper
James Cooper
Actuarial Associate

James joined APR in August 2016 as a part qualified student with four years’ experience working for Aviva, following his graduation from the University of East Anglia with a degree in Actuarial Science.  His prior role at Aviva encompassed Pricing experience but since joining APR he has been involved in Financial Reporting and the implementation of Solvency II.  Outside of the office James is a keen triathlete and swimmer, often training for some kind of long distance challenge.

James Cooper
James Cooper
Actuarial Associate
James Nicholl
Senior Actuarial Associate

James is a qualified Actuary who has worked for APR since graduating from LSE in 2012.  He has completed wide ranging contracts in Birmingham, Bristol and London, often moving teams multiple times within a single client, so loathe were they to lose his unique ability to raise a smile even when results are not going as expected.  His areas of experience include Solvency II, model and process development, reporting and pricing.  Away from the office James enjoys rugby, much to the consternation of many a manager when he shows up with the occasional black eye on a Monday morning.

James Nicholl
Senior Actuarial Associate
James Robinson
James Robinson
Senior Actuarial Associate

James joined APR in 2014, after graduating from Cambridge as a Master of Maths with Distinction, and training as a strategy consultant and Maths teacher.  James’s actuarial experience spans a wide range of work, including Bulk Annuities, Equity Release, With-Profits Capital Modelling, Income Protection and GI Reserving.  James volunteers as a Careers Ambassador with the IFoA and was recognised with an IFoA President’s Award in 2016.  In his spare time, James enjoys cycling, sailing and fire juggling.

James Robinson
James Robinson
Senior Actuarial Associate
John Nicholls
John Nicholls
Actuarial Associate

John joined APR as a graduate in September 2015, after obtaining a BA in Mathematics from Trinity College, Oxford.  After a four-month stint of training, he has since completed periods in Ireland (6 months) and Hitchin (7 months).  His particular strengths lie in VBA and SQL, and he specialises in projection modelling.  John is confident he knows more about Roger Federer than Roger Federer, and in his spare time can be found wondering why Roger Federer does not know this yet.

John Nicholls
John Nicholls
Actuarial Associate
Joseph Barnett
Actuarial Associate

Joe joined APR in September 2014, after completing a Physics degree at Warwick.  Following a month of intensive training, he embarked on a tour of the UK and Ireland, getting involved in five projects over two years.  After spending so much time roaming the country, he recently decided to make his home in the city of Edinburgh, like several colleagues before him. Joe is about half way toward his actuarial fellowship, with all core technical exams completed.

Joseph Barnett
Actuarial Associate
Kate Gerhard
Kate Gerhard
Actuarial Associate

Kate graduated from the university of Cambridge with a degree in mathematics in 2016. Following an unplanned but very enjoyable gap year she joined APR in 2017 and has since gained experience in a range of areas including VBA modelling and actuarial testing. In her free time, Kate enjoys baking and playing the clarinet.

Kate Gerhard
Kate Gerhard
Actuarial Associate
Kunal Patel
Senior Actuarial Associate

Kunal joined APR as a graduate in 2008, making him one of our longest serving members of staff.  What piqued his interest initially was the thought of being able to work in a variety of locations.  He has since been on numerous client projects, a couple lasting beyond the two-year mark, which has taken him to cities including York, Edinburgh and Bristol.  He is now based in London.

Kunal Patel
Senior Actuarial Associate
Mark Heller
Mark Heller
Senior Actuarial Associate

A qualified actuary and former star of the Actuary magazine’s Actuary of the Future section, Mark has worked for APR since graduation from Durham University in 2010.  Since then, Mark has completed client placements in York, London and Stirling, as well as Edinburgh where he is now based.  During this time he has developed particular experience in product development, bonus setting, Solvency II, systems testing and VBA coding.

Mark Heller
Mark Heller
Senior Actuarial Associate
Michael Scanlon
Michael Scanlon
Actuarial Associate

Michael graduated from the University of Edinburgh in Mathematics, and not wanting to leave such a beautiful city, he joined APR’s Edinburgh office in 2018. Having gone through APR’s intense initial training, he is now working on his first project in a large life office. Outside of work, he loves music and singing, and is a committed member of the National Youth Choir of Scotland, even if he is approaching the upper age limit!

Michael Scanlon
Michael Scanlon
Actuarial Associate
Richard Collins
Richard Collins
Actuarial Associate

A Mathematics graduate from Oxford University, Richard spent a few years working as a credit risk analyst before joining APR in 2014.  Since then, he has become a poster boy for variety, having been involved in a range of pensions, life and non-life projects, across numerous business functions, mainly assisting with Excel and VBA modelling and improving reporting processes.  Richard is a big football fan and a keen darts player, once representing England’s youth team.

Richard Collins
Richard Collins
Actuarial Associate
Ross Gordon
Ross Gordon
Senior Actuarial Associate

Ross joined APR in 2011 after graduating with a First Class Honours Degree in Mathematics and Statistics from the University of Edinburgh. Still based in Edinburgh, Ross qualified as an actuary and CERA in 2015 and has been involved in client projects covering areas such as Prophet model development and Solvency II Pillar 3. Outside of work, Ross enjoys playing and watching sport and was once named Most Valuable Player of his university American Football team.

Ross Gordon
Ross Gordon
Senior Actuarial Associate
Sammy Ford
Sammy Ford
Actuarial Associate

Having graduated from Balliol College Oxford in 2015 with a degree in Maths, Sammy joined APR straight after leaving university. She has since been working on projects in London, with her most recent roles being in capital modelling. Sammy is nearly qualified and looking forward to the day that exams are finally behind her! Away from work, Sammy spends her time expanding her string of fractions of racehorses and likes to regularly retell the story of Little Jimmy being robbed of a win in the last stride back in February at Southwell.

Sammy Ford
Sammy Ford
Actuarial Associate
Troy Cruickshank
Troy Cruickshank
Actuarial Associate

Troy joined APR in December 2016, after completing a PhD in political science at the Australian National University with a focus on electoral behaviour.  Having left Australia for the considerably greener and admittedly somewhat damper pastures of Scotland, Troy is now based in E​​dinburgh, where he brings his adaptability, attention to detail and technical skill to his actuarial work.

Troy Cruickshank
Troy Cruickshank
Actuarial Associate