Meet the Team

Ciarán Ó Súilleabháin

Ciarán joined APR to lead the Irish operations having worked in a number of insurers the Irish market and most recently as a senior manager in a large consultancy. Ciarán has significant experience in Solvency II and financial statements reporting and modelling as well as putting his CERA qualification to use on risk management projects.  When not playing Gaelic football with his Irish speaking team he enjoys tending to his veg patch!

Hannah Hollick

Hannah is a qualified actuary who joined APR in July 2025. She brings over 15 years of experience gained at a large life and pensions outsourcer. Her expertise spans modelling, remediation projects, and complex policy calculations.

At APR, Hannah provides leadership and oversight to a number of the Operations and Client Delivery functions.

In her free time, you’ll find her enjoying family walks and camping adventures.

James Nicholl

James is a qualified actuary and CERA who joined APR in 2012 and was promoted to Associate Partner in 2020. Within APR he is the GI Lead and is responsible for the Project Resourcing function in addition to supporting as the Deputy Head of Operations and Client Delivery. He has also built up an impressive client resume across both Life and GI with experience in longevity, London Market capital modelling and IFRS 17 to name a few. Outside APR James is a keen rugby player and runner although two young children have put an end to his marathon running days.

Phil Creswell

Phil joined APR as Technical Director in 2020, having led and contributed to a variety of projects across the life insurance industry, spanning more than 20 years and a number of different areas including: financial reporting, investments, risk management, pricing and systems development. When he is not working or studying for formal qualifications (of which he has a few) he is often learning about and developing software, so he leapt at the chance to combine his hobby and vocation by joining the APR team to lead the technology practice. Worried about appearing too nerdy he is keen to point out that he plays guitar, although he would admit that his touring days are likely behind him.

Ross Gordon

Ross joined APR in 2011 after graduating with a First Class Honours Degree in Mathematics and Statistics from the University of Edinburgh. Still based in Edinburgh, Ross qualified as an actuary and CERA in 2015 and has been involved in client projects covering areas such as Prophet model development, Solvency II Pillar 3 and proxy modelling. Outside of work, Ross enjoys playing and watching sport and was once named Most Valuable Player of his university American Football team.

Sammy Ford

Sammy has been with APR since 2015 and is a qualified actuary and CERA. Over that time she’s taken on projects in capital modelling, asset valuation and most recently in financial risk, but undoubtedly her career highlight is being described as a “maths genius” by The Scottish Sun. Within APR she’s also responsible for the business’s risk management and diversity & inclusion. Outside of work Sammy can be found at her monthly wine and cheese group (which other members insist on calling by its official title, “book club”).

Aileen Clements

Aileen began her career in the pensions sector with the Scottish Executive before heading off to build a ‘glamourous’ career in many sun-soaked destinations with Thomas Cook. After an amazing final year in Cuba, Aileen returned to reality in 2013 and eventually found a career path within back-office recruitment where she gained extensive knowledge through various roles. As with work, Aileen enjoys a challenge in her own time and likes to give back as much as she can.  She has participated in various ‘muddy’, ‘walking’ and ‘sleep out’ events for charity. Aileen like to keep active and is a keen swimmer.

Ana Kapur

Ana joined APR in February 2025. She is a CIPD qualified people-first HR leader, passionate about building great workplace cultures, driving engagement, and helping teams thrive. Her focus is on aligning people strategies with business goals and making a real impact — whether it’s through culture initiatives, leadership development, or improving the overall employee experience. Ana has worked in HR for more than 6 years, across several sectors, including manufacturing, care, recruitment and charity. Slovenian-born, she first moved to London to train as an opera singer at the Royal Academy of Music which she still pursues in her free time. A fitness enthusiast who loves to read, socialise and travel.

Andy Nash

Andy joined APR as an Administration Assistant in September 2020 after taking a break from work to look after her two adorable children. Before that, she spent time for her sins as a primary school teaching assistant, and she’s grateful to now be working in a more sensible and mature environment (at least on paper!). Most of Andy’s work is focused on APR’s recruitment processes, although she also supports the business with other administrative areas.

Chloe Stuart

Chloe started her career 10 years ago when joining the public sector in the NHS, in this time working her way up to surgery manager. She joined APR in May 2024 after relocating to London. As office manager Chloe’s role is to lead administration of key support areas of the business and to provide day-to-day management of APR’s office facilities. In her spare time, Chloe enjoys meeting up with friends and family, travelling and long woodland walks with dog Bailey.

Chris Dickson

Chris completed his masters in 2023 graduating with Distinction in International Marketing having previously obtained an undergraduate degree in Marketing and Finance. Upon graduating, he began his role as a Business Development Consultant in our Edinburgh office, and now manages the APR Marketing Function. Away from work, Chris enjoys watching football and expanding his ever-growing collection of books.

Chris Nash

Chris joined APR in 2017 as an Actuarial Analyst, studying towards the Certified Actuarial Analyst (CAA) qualification, and becoming a qualified CAA. After working on a number of projects including GI reserving, bulk annuities and inflation modelling, he moved to the central team in Jan 2023 to support a wide range of business functions, with a focus on Training & Development. Chris’ favourite things to talk about are Marvel Comics and strategy board games, and he has grand ambitions to publish his own board game one day.

Darren Walters

Darren joined APR in January 2020 as a Business Support Manager. Darren brings over twenty years’ experience in financial services covering actuarial outsourcing and thirteen years at Aviva working in Bulk Purchase Annuities where his roles included Senior Actuarial Analyst, Trustee Services and Propositions. At APR, Darren’s responsibilities include supporting the Partners implement and manage new company software,  business development and process improvement. Away from the office Darren likes to travel, taking six months out in 2019 visiting ten countries, planning home improvements and tries to keep active.

Gregor McAneny

Gregor joined APR in August 2023. He has 25 years of experience in a variety of roles across the Financial Services sector. Most of these from his 20 years at Scottish Widows/Lloyds Banking Group where he spent 12 of those years working in the Actuarial Department before moving into a planning, implementation, and project management position in the banking side of the business. Outside of work his main interest is travelling with friends and family.

Heather Kidd

Heather joined APR in November 2021 to join their Central Services Team in Edinburgh.  Heather brings over twenty years of experience from the recruitment industry sector. Heather’s role involves contract administration and also working with all staff and contractors ensuring APR maintain and progress strong working relationships.  In her spare time, she is a huge tennis fan, going to watch most grand slams, enjoys being outdoors hill walking, travelling and participates in regular charity events.

Kevin Livingstone

Kevin joined APR in June 2019 to provide further support to our Central Services Team.  Kevin started his career within the Financial Services Sector in Edinburgh and completed his financial planning qualifications to advanced level together with the ACII qualification, alongside working as a Corporate Pensions Account Manager and then Financial Adviser / Pension Consultant. Kevin moved into recruitment in 2004 and has specialised in providing recruitment solutions to clients in the Financial Services, Banking & Investment sectors, more recently looking after contingent actuarial resourcing for a major UK organisation. Kevin will be working with our contractors and clients, ensuring we maintain and advance our strong relationships. In his spare time Kevin helps his partner run two vintage clothing boutiques in Edinburgh and has a collection of over 150 pairs of trainers.

Zuzana Nel

Zuzana is CIMA and AAT qualified account who joined APR as a Financial Controller in 2021. She came to UK from Czech Republic at the age of 17. Before finding her true calling in Finance, she gained experience in retail, hospitality and qualified as a body piercer. Zuzana has over 10 years’ experience in managing finance for SMEs within various sectors including Consulting, SaaS and IT. Zuzana loves spending time with her pets, travelling and adrenalin experiences including sky diving and snorkeling with sharks.

Adam Finn

Adam graduated from his hometown university of Dublin City, where he was born and raised. Adam completed an Actuarial Mathematics degree in 2020 and brings with him experience from Liberty and FBD Insurance. Adam’s a dedicated member of his local football club Bohemian FC, and hopes to bring the best of Ireland with him to APR and its Dublin office. In his spare time, he enjoys video games and e-sports; he is also an active member of community outreach programmes and social activism.

Aidan O’Boyle

Aidan graduated from Queen’s University Belfast with First Class Honours in Actuarial Science and Risk Management. He has completed a year on placement working for Hannover-Re in Dublin. He joined APR in September 2021 and is now working towards becoming a qualified Actuary. Away from work he enjoys running, karate, and looking after his dog, Mylo.

Alina Frost

Alina joined the APR team as a Graduate Actuarial Associate. She graduated from Bayes Business School in 2024 after completing a BSc in Actuarial Science with Placement. During her placement year at Bupa, she gained valuable reporting experience working as an Actuarial Placement Student. Alina is currently working her way through her exams and aspires to be a qualified Actuary.

Outside of work, she enjoys travelling, going out for walks, reading and photography.

Amar Gorania

Amar joined APR in 2020 and is a Chartered Actuary Fellow. Whilst at APR, Amar has supported a range of life and general insurers, focusing on successfully leading teams through a mix of both change and ongoing initiatives. Within APR, one of Amar’s responsibilities is ownership of the Work Experience & Internships function.

He’s also a lecturer at the University of Leicester leading one of their Actuarial Science modules, and the chair of governors for a nearby school. Outside of work, Amar is a keen NFL & Formula 1 fan.

Asees Sachdev

Asees joined APR in 2022, after completing his MSci in Mathematics at Imperial. Although relatively new to the Insurance industry, he brings with him work experience within the Operations team at multinational companies like GRAB and MARSH.

Outside of work Asees is a keen runner and when not watching wildlife you can frequently find him practicing for charity runs at a park near you.

Ben Slater

Ben graduated from Warwick University with a degree in Civil and Structural Engineering before joining as a graduate at EY as an Actuarial consultant. After 5 years he decided to make the switch to APR having worked with members of the team at various client sites. He has worked in a variety of roles both at EY and APR, ranging from methodology across SII and IFRS 17 to modelling and capital management roles. He has experience working with most large insurers in the industry across various locations around the UK.  His favourite way to spend his free time is exploring exotic locations around the globe and trying new cuisines (and then attempting to cook dishes from them!).

Ben Tocher

Ben joined the APR team in 2024 as a graduate actuarial associate, based in Edinburgh. He graduated from the University of St Andrews and the University of Warwick with an MA and MSc respectively, both in Mathematics. In his free time, he enjoys travelling, board games, and reading, and is also an avid supporter of Everton FC.

Caroline Blackley

Caroline first joined APR in 2016, after completing an MSci at the University of St. Andrews and a PhD in Quantum Chemistry at Durham University. After a short sabbatical when she moved to Taiwan, Caroline returned to APR in 2019 and has since gained a wide range of experience with clients across the life and pensions sectors. She has worked in a variety of areas including: with profits management, modelling, systems testing and IFRS 17. She is currently based in Edinburgh.

Chandler Walker

Chandler started at APR in September 2018 after completing A-Levels in Maths, Further Maths and Computer Science and is now working towards the CAA qualification. While studying for his A-Levels, he also competed in various robotics competitions, becoming UK national champion three times. Now, however, he is excited to start his actuarial career.​

Chaofan Sun

Chaofan joined APR in January 2022, after completing a master’s degree and pursuing a PhD at Heriot-Watt. He gained knowledge and experience in both actuarial science and deep learning during his five-year study in Edinburgh and decided to settle in this lovely city. He works on client projects and develops in-house material for APR. He gained exemptions from the Core Principles exams and is preparing for the rest of them in hopes of an actuarial fellowship.

Claire Grant

Claire graduated from the University of Edinburgh in Mathematics before joining APR in 2021. She qualified as an actuary in 2024 and has worked on a variety of client projects over her time here. In her spare time, Claire enjoys playing netball, trying new places to eat, and occasionally braving the Scottish weather to go for a dip in the sea!

Claire Rong

Claire joined APR in 2018 as a qualified Actuary after 7 years at Willis Towers Watson as an Actuarial Consultant. She has since worked on a variety of both Life and Pensions projects in areas including Reinsurance,  Product Disclosure and Bulk Annuities. Aside from her mathematical background, Claire also has a creative side and one day hopes to build her own ‘Grand Designs’ project.

Conor Marshall

Conor joined APR in October 2019 to support the central team in Edinburgh after deciding university wasn’t for him. He completed Advanced Highers in Mathematics and Business Management before studying Mathematics and Statistics at The University of Glasgow for 2 years. He is now working towards the IFoA qualification with the hopes of one day becoming fully qualified. Outside of work Conor is a massive football fan, he enjoys going to games and playing as often as possible.

Craig Lynch

Craig graduated with a first-class degree in Actuarial Science from Heriot Watt University. He then joined APR in September 2019 and has since become a fully qualified actuary. He has been involved in a variety of work for clients including experience analysis, bonus setting, SQL modelling, VBA coding and UDA testing. Outside of the office, Craig likes travelling and improving his rock climbing skills.

Cristian Redondo Loures

When Cristian completed his PhD in Physics at Heriot Watt University, he decided it was time to look for a more practical use of his skills, and an actuarial career was a natural choice. After three years working on an academic project studying mortality in the US, he thought he was ready to go out into the “real” actuarial world and joined APR in February 2020. He is now based in Edinburgh, which he still finds as charmingly beautiful as he did when he first moved there.

Dennis Wang

Dennis joined APR in 2016 after completing a mathematics degree at the University of Oxford, and qualified as FIA in 2020. His areas of experience include Solvency II reporting, ALM, IFRS17 and capital modelling. Dennis achieved fame outside the actuarial world in 2016 when he appeared on University Challenge.

Ellen Weise

After having left school in 2019, Ellen joined APR in January 2020 as an Actuarial Analyst and is studying towards her CAA qualification. Outside of work, she really enjoys watching films and tending to her ever-expanding coin collection.

Gaetano Donato

A qualified actuary, Gaetano joined the APR Edinburgh team in 2024 with more than 10 years’ experience in life insurance. He has previously held roles covering longevity risk, with-profits, data migrations and recently SII & IFRS 17 reporting. Gaetano graduated from Heriot-Watt University’s Actuarial Science degree. His interests outside work are futile: hoping the Edinburgh & Scottish rugby teams will win some silverware, and trying to hit the fairways of local golf courses.

Hannah Merriman

Hannah graduated from (formerly) Cass Business School with a BSc in Actuarial Science in July 2020, working as an Insurance Consultant alongside her studies and joined APR in September 2020 through the graduate scheme. Hannah is currently working her way through the actuarial exams to become a qualified Actuary. In her spare time, Hannah enjoys baking new recipes (although not all turn out to be edible) and watching her local non-league football team.

Imran Radzi

Imran joined APR in September 2023 after completing a Master’s in Mathematics at the University of Warwick, mainly specialising in Pure Mathematics. Determined to make more practical use of his skills, Imran decided to work towards becoming a qualified actuary. In his spare time he enjoys playing volleyball at a competitive level as well as learning languages.

Jack Foley

Jack joined APR in September 2019 after graduating with a degree in Mathematics from the University of Manchester, where he also worked as a data analyst for the Students’ Union. During his first month at APR, Jack had sat his first exam and started working on his first client project. Outside of work, Jack is a keen traveller and spent some time in the summer before joining APR trekking through the Sumatran jungle.

Jacob Warbrick

Jacob graduated from Clare College, Cambridge with a degree in Mathematics in 2018, and joined APR in the January of the following year.

He enjoys tackling projects which allow him to flex both actuarial and technical skillsets, and has a particular soft spot for coding in Python. Outside of client work, he leads the Renew Developer knowledge-sharing community at APR and is a regular presence at the Code Clinic.

In his free time he enjoys solving and setting cryptic crosswords, and hopes one day to become a published cruciverbalist.

Jenny Box

Jenny studied maths and then moved to Australia for a Data Science masters. After some travel and work as a data analyst, she decided to pursue a career that could combine skills from both degrees and joined APR in 2024. In her free time, Jenny enjoys finding new TV shows, playing card games, and climbing with friends.

John Nicholls

John joined APR in September 2015, after obtaining a BA in Mathematics from Trinity College, Oxford. Since then, he’s largely worked in model development, focusing primarily on VBA, SQL, and R. John lost any skill he once had at racquet sports during lockdown, and in his spare time can be found making elaborate excuses not to go to the gym. His creativity extends to the tennis court, on which he considers himself one in a million when it comes to shanking backhands.

Johnny Breen

Johnny graduated from the University of Warwick in 2015 and spent the next year in Beijing refining his skills in Mandarin Chinese. He then completed an MSc in Applied Mathematics at the London School of Economics in 2017 and began his career as an actuarial consultant during that same year.

During his time in industry, he served as the technical engineering lead of Tokio Marine Kiln’s Portfolio Optimisation Platform via the use of open source tooling in Python & R, before leading the migration of pricing models in hx Renew at Canopius Group.

When he’s not at work, Johnny enjoys learning Chinese, playing his piano, and baking.

Joseph Barnett

Joe joined APR in September 2014, after completing his degree in Physics at Warwick. Joe has worked throughout the UK and across a wide variety of actuarial roles for life insurers, from training proxy models to supporting financial advisers. Joe is most at home when he has a good excuse to sit down and write a program to permanently solve a problem. In his free time, he works tirelessly to cement his bad habits on the guitar.

Julie Jaiyen

Julie graduated in 2014, with a BSc in Mathematics and Economics. After spending five years training and qualifying as a chartered accountant, she chose to pivot to pursue a more challenging career as an Actuary in 2019. Before joining APR in October 2022, she spent three years working for a bulk annuity insurer. During this time, she had exposure to the three essential parts of their business: Finance Actuarial, Pricing, and ALM. When she is not studying, she spends her time Ceroc dancing and pursuing new hobbies.

Katie Neill

Katie recently graduated from Queen’s University Belfast with a degree in Actuarial Science and Risk Management. During her degree, Katie completed a year-long placement at the Dublin office of a global insurer, where she gained experience as part of the Management Information team. Outside of work Katie enjoys cooking, reading and has recently been giving yoga a go.

Kevin Li

Kevin studied maths at Cambridge and began his actuarial career at Deloitte, before moving to APR in 2023. He has experience with various UK and European life insurers, primarily in SII SCR modelling and market calibrations, as well as the development of economic scenario generators. In his spare time he enjoys watching a high volume of films and playing various racquet sports to varying degrees of success.

Kunal Patel

Kunal joined APR as a graduate in 2008, making him one of our longest serving members of staff.  What piqued his interest initially was the thought of being able to work in a variety of locations.  He has since been on numerous client projects, a couple lasting beyond the two-year mark, which has taken him to cities including York, Edinburgh and Bristol.  He is now based in London.

Laura Westcott

Laura is joining our Edinburgh office following a career in the Scottish and UK Governments, first as a statistician and then as a leader of large health programmes. Prior to this, Laura graduated with a first-class honours degree in Maths, Statistics and Accounting from the University of Strathclyde. She joined APR in January 2023 having already started to progress through the Actuarial exams. Outside of work, Laura spends most of her time keeping active with her young son and daughter, enjoying climbing, walking and swimming.

Liam Gettins

Liam joined APR in 2024 after graduating with a masters degree in mathematics from Imperial College London. He fell into the world of actuarial science after applying for the “Undergraduate Future Actuary of the Year” award (and subsequently not winning it). Outside of work, Liam enjoys playing the bass guitar, and has a particular affinity for sports starting with the letter K…

Mark Campbell

Mark recently graduated with a first-class degree in Mathematics from the University of Dundee. Eager to apply his skills to a variety of real-world problems, Mark joined APR’s graduate scheme in September 2024 and is now working towards becoming a qualified actuary. Outside of work, he enjoys playing 5-a-side football with friends and cycling in his local area.

Mark Heller

A qualified actuary and former star of the Actuary magazine’s Actuary of the Future section, Mark has worked for APR since graduation from Durham University in 2010.  Since then, Mark has completed client placements in York, London and Stirling, as well as Edinburgh where he is now based.  During this time he has developed particular experience in product development, bonus setting, Solvency II, systems testing and VBA coding.

Martyna Czapiga

In 2014, Martyna graduated from Gdansk University with a BA in Mathematics specialising in Economics. Soon after she moved to London and fell in love with the big city life. Since joining APR in 2021, Martyna has gained experience in coding and data migration. Martyna has completed her CAA examinations, and is now embarked on the IFoA track. Outside of work, she enjoys working out and dancing.

Matthew Gregg

Matthew graduated from Newcastle university, having studied Mathematics and Accounting. He consequently completed a PGCE in mathematical education, but decided teaching was not for him. At university, Matthew gained experience with computing languages including Python, RStudio, and MATLAB. Matthew is a big sports fan and particularly enjoys American sports like basketball and ice hockey.

Matthias Wuest

Matthias is joining our Edinburgh office after completing a master’s in Statistics with Data Science at the University of Edinburgh. Matthias is a career changer, and before moving to Edinburgh, he worked for four years as a secondary maths teacher in Kigali, Rwanda and Philadelphia, USA. During this time, he also trained competitively in rowing and triathlons, and continues to prepare for his first Ironman triathlon in September!

Michael Lausch

Michael graduated from the University of Cambridge in 2018 with a First and Master’s in Mathematics. He joined APR in April 2019 and only after one month of training has been involved with the model testing and data analysis on his first project. Michael’s interests outside of work include reading, board games, basketball and golf.​

Michael Scanlon

Michael joined APR in 2018, after completing a Mathematics degree at the University of Edinburgh, and achieved FIA qualification in 2022. He has gained a wide range of experience with APR clients across the life sector, putting his technical skills to use across with-profits management, data migration and rectifications, amongst other areas. Outside of work, he is a keen singer, and enjoys performing with the Scottish Chamber Orchestra Chorus.

Mujtaba Syed

After taking a circuitous route into the actuarial world, Mujtaba joined APR part-qualified at the end of 2020.  Prior to this he gained 3 years’ experience in Life & Health reporting at Swiss Re. He qualified within a year of joining APR and has had a variety of successful client projects.  These include SII calibrations, assumption setting and an IFRS 17 project role. He takes pride in his ability to balance creativity and pragmatism with technical rigour.

Patrick Vieira

Patrick joined APR in 2023 on the Junior Analyst Scheme, after a brief stint at the University of Bath, and subsequent years travelling and tutoring. Outside of work he continues to travel, write, and camp whenever he gets the chance.

Philip O’Toole

Philip recently graduated from University College Dublin with First Class Honours in Actuarial and Financial Studies. During his degree, Philip completed a six-month placement with Hannover Re in Dublin where he gained experience as part of the Valuations team. Outside of work, Philip enjoys watching football and rugby, and is a keen traveller having spent the last two summers travelling around America and Europe.

Richard Chappell

Richard joined APR in September 2023, after graduating from Trinity College, Cambridge with a BA in Mathematics. During his first month at APR, Richard sat his first exam and is now working towards becoming a qualified actuary. Outside of work, his hobbies include playing board games, hockey and ultimate frisbee.

Richard Collins

A Mathematics graduate from Oxford University, Richard spent a few years working as a credit risk analyst before joining APR in 2014.  Since then, he has become a poster boy for variety, having been involved in a range of pensions, life and non-life projects, across numerous business functions, mainly assisting with Excel and VBA modelling and improving reporting processes.  Richard is a big football fan and a keen darts player, once representing England’s youth team.

Ross Witney-Hunter

Ross joined the Edinburgh office after graduating with an MMath Mathematics degree from the University of St Andrews in 2021. Having sat two of the actuarial exams while at university, Ross was keen to put some of this work into practice with APR. Out of the office, he is a keen tennis player and runner but manages to find at least a little “relaxation” time with a cryptic crossword now and then.

Thomas Lenham

Thomas joined APR in 2024 on the Junior Analyst Scheme, eager to put his mathematical skills to use after a year working in retail. Outside of work, Thomas is a keen sportsman. Although his childhood dream of playing professional cricket went unrealised, he can still be found grinding out runs on various village grounds each summer.

Tom Coyne

Tom graduated from the University of St Andrews in 2010 with an MA in Mathematics. After university, Tom took the opportunity to travel across North America and New Zealand. On returning back to U.K he began working in sales, selling business management software. Tom worked in this industry for 5 years, during which he started studying towards the FIA exams. After passing 4 of the exams, Tom joined APR in January 2020 ready to start his career as an actuary. Outside of work on top of watching most sports, he enjoys playing musical instruments, mostly drums but is also learning to play the guitar, slowly…

Tom Kennedy

Tom graduated with a master’s degree in Mathematics from the University of Warwick in 2021. He spent some time working as a geophysicist and in mathematics research before deciding to pursue an actuarial career, joining the APR London office in 2025. Outside of work, Tom enjoys music and plays in a band, going on walking and camping trips whenever he gets the opportunity.

Tom Uden

Tom graduated from the University of Edinburgh with a BSc in Mathematics in July 2019 and joined APR’s graduate scheme the following January. Tom filled this gap with, among other things, tutoring maths, learning French, and training for and then running a 10k.

Troy Cruickshank

Troy joined APR in December 2016, after completing a PhD in political science at the Australian National University with a focus on electoral behaviour.  Having left Australia for the considerably greener and admittedly somewhat damper pastures of Scotland, Troy is now based in E​​dinburgh, where he brings his adaptability, attention to detail and technical skill to his actuarial work.

William Richards

William joined APR’s London office in 2023 after graduating with a Masters in Physics from the University of Cambridge. He is currently working his way through his actuarial exams. Outside of the office, his eclectic interests include reading, running, theatre and tinkering with computers.